In the modern age, money makes the world go round. Unfortunately, when one falls on hard times and money isn’t as abundant as they would like, sometimes some difficult choices must be made. For instance: Do you pay your bills, or do you survive? The obvious choice is survival; however, there are bills you can’t afford to fall behind on.
First things first — shelter. Just like in a survival situation in the wild, shelter is the top priority. Well, the same applies here, so be sure to pay your mortgage or rent as best as you can to stay in your home. Or maybe you can talk to whomever you may need to and explain why you can’t make payments.
Next, you’ll need food and water, just as you would in the wild, so be sure to buy any food and extra water that you can after you ensure you have a roof over your head. Remember that resources could become even more limited at any time.
Electricity is a major part of our lives, and losing it even for a couple of hours can significantly impact a person’s life. Of course, if you are tight on money, you should be minimizing the number of utilities you use (keeping lights off in the house, unplugging unused appliances, etc). Even by reducing the usage of utilities, there’s still going to be a charge. This is your third priority.
If you need transportation, it comes next on the list of things to pay for. Gas and other necessities for your job, if you have one, are part of your transportation needs.
After you’ve taken care of the above, you can spend your money on other items. We recommend putting as much toward the next month’s expenses as possible. You will need to buy miscellaneous items here and there, but if you’re struggling to survive, cut it down to the necessities.
If times get extremely rough, and the utilities get shut off, there are still ways to survive. Check out how you can stay warm without the use of power. Or you can take these tips from those who were unfortunate enough to be left homeless and know a thing or two about minimizing their needs in order to survive.
Do you have any additional tips on how to manage money when times get tough? Reply to your email and let us know, we would love to hear from you!
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